From eating discounted dinners off an ironing board in a freezing London terrace to leading Australian Investment Education (AIE), Andrew Baxter shows that financial freedom is built on work ethic, courage, and integrity—not privilege. In this episode, Andrew shares how his working‑class upbringing in a UK railway town and his parents’ relentless overtime taught him to outwork everyone and think differently about money. He reveals the real story behind his first over‑stretched property purchase in London and how that uncomfortable leap became the foundation of his wealth journey. You’ll hear how he went from professional trader to global financial educator, sharing stages with Robert Kiyosaki and Tony Robbins, all while building a team culture grounded in transparency and psychological safety. If you’ve ever waited for the “perfect time” to invest or doubted that someone with a modest background could build real wealth, this conversation will challenge your excuses and give you a practical path forward.